The richest people right now are trying to become unreachable. Here's the private playbook the 1% is using to get harder to control, and number one is the move that holds it all together. Let's go. Welcome to Alux, the place where future billionaires come to get inspired. Number 15, health is the new status asset. >> [music] >> The new flex is a biological age at least 8 years younger than your driver's license. Watches got cheap, cars became common, mansions show up on TikTok. So, the rich now compete on how functional your body is at 60 because you need to keep up with the 30-year-old you're dating. Function Health charges [music] $499 a year and runs over 100 biomarkers on you. LifeForce [music] charges $1,800 a year and adds hormone testing, quarterly tracking, and a [music] coach. The waitlist for Tony Robbins's Fountain Life Center in Florida is 18 months long. Concierge medicine, the kind where your doctor takes 50 patients total and gives you their cell phone number, runs $150,000 to $300,000 a year. While everyone is still talking about ice baths, [music] the rich are doing DEXA scans, VO2 max testing, Galleri cancer screening, and annual full-body MRIs. The grind culture is dying because it's costing them life. The CEO who slept 4 hours and worked through cancer is no longer the hero. The one outlifting his son is. Of course, they're on peptides. Of course, they do red light therapy and have a hyperbaric chamber. What were once protocols for Cristiano Ronaldo or other elite athletes are now accessible to anyone with money, and it won't be long until they're common enough for the upper middle class. They travel internationally for treatments. They do week-long retreats in Gangnam District in Seoul because Korean dermatology is 5 to 10 years ahead in the US non-surgical aesthetic treatment market. They're not going to Turkey for hair transplants or veneers. They do 2 weeks in Switzerland for longevity, stem cell injections in Germany, Mexico, or Costa Rica for $60,000 a pop, or straight to Tokyo for hard cases nobody else will touch. The lesson here, vitality is up for purchase. See how much you can afford. Meanwhile, you have no idea any of this is going on because they do it on purpose. >> [music] >> The further down this list we go, the more uncomfortable it gets. Number 14, retracting wealth visibility. Showing off your wealth died in 2022 with a media relevance of Becca Bloom. You can't tell who's the richest person in the room anymore. No more logos, depicted by the rise of quiet luxury brands like Loro Piana, The Row, Khaite, or Phoebe Philo. They're wearing platinum in public because it looks like silver. Extreme displays of wealth are no longer aspirational. They're stirring something in the masses and putting you in danger. When the gap between the 1% and the 99% gets visible enough, the 1% becomes a target. Not metaphorically, literally. Insurance companies have data on this. Median executive security spending in S&P 500 companies more than doubled between 2022 and 2024, from $40,000 to $94,000 per executive. After the Bryan Thompson assassination in December 2024, demand for executive protection services jumped 10 to 15 times almost overnight, according to Allied Universal, the firm that serves 80% of the Fortune 500. [music] Coinbase spent $6 million on CEO security alone in 2025. You no longer brag about being early in crypto. The walls get bigger, the digital footprint goes away along with where they live. Everything is owned by LLCs or trusts. Status signaling went from things to stuff you don't show publicly, like how many kids you're able to support, staying at hotels you're not allowed to book, or how nuanced your world views are, but more on that at number 12. >> [music] >> The action here, unless you're extracting value, there's little point in sharing the insides of your life with strangers. First, [music] they disappeared from the street. They also disappeared from your screen without you realizing it. Number 13, they're anti-algorithm in public, but algorithmic in private. Your feed got dumber on purpose. Theirs got smarter on purpose. The wealthy have either deleted their accounts, made them private, or use them purely as broadcast tools. They post and leave. They stopped reading comments. The reason? The public algorithm rewards mediocre information served fast. Garbage in, garbage out. It's eroding your brain. You used to be creative. You used to have your own thoughts. Now the algorithm is doing all of the programming for you. Here's what most people don't understand. The [music] algorithm is people, literally. The average blended experience of regular people. By design, it serves the average. So, the rich unplugged. They'll tell you in public that they're offline, but in private things are different. They still consume relevant content. It just moved to Telegram and WhatsApp groups where people you know shared the relevant info. It moved to Signal groups for conversations that can't be screenshotted. They're getting fewer dopamine hits per hour on purpose. They track everything. Health, net worth, investing, meals, events, blood work, you name it. They're very pro algorithm when the algorithm gives them control or an edge. They pay ridiculous prices for their newsletters or info subscriptions. Grant's Interest Rate Observer costs 1950 a year for finance and macros. PitchBook starts at 15,000 a year for license. Or Puck for the people who run Hollywood, Wall Street, and DC all writing about each other. The fact that you don't know about these tells you the money is in the curation of information. There's no edge in free content. They [music] actively pay for the things that you get for free just so they get a better experience, less tracking, or less junk. The pattern? [music] Opt out of what's optimized for ad revenue and opt in to what's optimized for accuracy or goal match. The action here, be intentional with your consumption and start taking back control from the algorithm. The flex is being in the know and knowing what's good. Number 12, they're doubling down on taste and culture. In 2026, there are roughly 22 million millionaires in the US alone. Being rich isn't rare anymore, but being rich [music] and interesting is. Furniture from name designers, not name brands. First edition books, rare cars, anything that tells others, "Look, I have a personality." They travel for culture moments instead of beaches. Davos in January for the year's opener, Dakar the same month for the desert crowd, the Masters in April where the actual flex isn't watching the golf hits that someone with a green jacket invited. The Met Gala in May, Monaco Grand Prix the same weekend, yacht hospitality in the harbor at $500,000. [music] Cannes Film Festival the week after where the deals happen at Hotel du Cap Eden Roc, not at the festival. Art Basel in Switzerland in June, Wimbledon in July, you get the gist. This keeps going all year round. If they're into architecture, they go to art installations in [music] the desert. They're reading fiction and poetry. Cormac McCarthy, Ocean Vuong, Anne Carson, [music] Maggie Nelson. Not just Naval Ravikant, which we do love. They're doing everything in their power to increase exposure and proximity to people who have an eye. Good taste is something the average person will find very hard to build because it's the slow accumulation of pattern recognition that comes from doing it for decades. You're not interesting for having read Atomic Habits, but you are interesting if you co-produced a short film that got a standing ovation at South by Southwest. The action here, expose yourself to more beauty and try to understand why you like it. They're letting others show them the way. Number 11, they pay a coach for everything. They hire coaches to compress 10 years of mistakes into 6 months. They're not learning things on their own because just like a gym, you get there faster if you have a personal trainer. An executive coach is $1,500 to $5,000 per hour. There are speech and presentation coaches, even for the introverts. Voice and accent coaches, more common than you think. A breath coach, movement coach for posture and aging, parenting coach specifically for raising wealthy kids without ruining them, spiritual guru or relationship coach for the marriage. One of our app members worth over $50 million spends around $200,000 a year on coaches. That's not uncommon. There's a big difference between buying information and buying results. Not all information should be for sale, but if you can buy yourself a better outcome or increase your chances of success, then do it. This is the most copyable habit on the list. The rich didn't invent coaching or tutoring. No, it's one of the things they do behind closed doors, so you think they just happen to be smarter or more talented than everyone else. That's their unfair advantage and we want you to have it as well. That's why we pay the ridiculously high fees on your behalf and give you access to the same kind of coaching rich people get for a fraction of the cost. Go to alux.com/app right now and try the Alux app for free. As of 2026, we've paid millions of dollars to coaches so you don't have to. That's alux.com/app. The action here, either find a dedicated coach for what you're trying to do or get a subscription to the Alux app. Now, nobody talks publicly about this next habit, so pay attention. Number 10, hosting dark salons. And no, this is not some kind of sacrificial ritual, it's just invitation-only dinners in someone's home. Six to 12 people, phones in a basket at the door, no photographs, no recordings. The salon model is older than the country club, and it's coming back because [music] country clubs no longer work. The host is usually just one person, often a founder or family office head, who invites the others. Everything is paid for, and the guest list is strategically curated around the core people of a goal. Now, these people wouldn't come together otherwise, and the edge is in the cross-pollination of what they know. Some of them are stand-alone, some are recurring, where in every meeting someone brings up a problem or an opportunity, and the group works on fixing it. The goal is support and providing a sounding board of people who actually get it, and who can do something about it. Folks who make an intro, comment on the deal, or have dealt with a situation before. Just high-trust, high-signal conversation. The reason these rooms matter is because public conversation has become performative. These people don't go to networking events with 2,000 other people. No, they want to be themselves and bring their guard down, knowing they can trust the table. They're playing the long game. They use hospitality as a way to build trust before deals, introductions, and influence, and this is something you can replicate at your scale. The action here, host a dinner with four to six interesting people that you know, not just your friends, but people who do their own thing in a way that you admire. All right, this next one is the most surprising comeback on the list. Number nine, going to church. The most secular cohort in America has started praying. Among high-net-worth individuals under 50, religious affiliation has been climbing for the past three years, after decades of decline. And not just nominal affiliation, active practice. Why this is happening? Well, the wealthiest people in America already won the materialist game. They now have the money, the houses, the cars, the validation, and none of it gave them what they hoped it would. So, they're rebuilding the spiritual infrastructure that the prior generation tore down. Turns out, the more you optimize every aspect of your life, the emptier you can feel. Less friction, less meaning. You've never had more comfort than today, yet you've never felt more alone. Most of them do it for selfish reasons. >> [music] >> Faith communities are dense networks of high-trust relationships. Building a church or a temple network at 35 gives you a community to raise your kids in, a place to grieve, a place to feel small. Community is a big part of it. It creates trust and a village that anchors you. They use faith, service, and moral structure as a counterweight to wealth and status anxiety. Religion has always been one of the highest forms of self-help, and for a period, we threw the baby out with the bathwater. It's not enough for the rich to be wealthy. We want to be happy and feel good about ourselves, too. The action here, if you've been feeling weird spiritually lately, maybe try it out for a Sunday, but find the right one for you. If you didn't expect the rich to be into church in 2026, subscribe to our channel because the video coming next week is our most tactical [music] yet. Number eight, they're in acquisition, not building mode. The phrase I'm working on a startup no longer is a flex. It literally means you're broke. I just acquired this business, on the other hand, says a lot more. First, you're in private equity, the hottest and most profitable industry outside of AI right now. Second, you had enough money to buy a business that's profitable, so chances are it's going to make you even more money in the future. Somewhere between 2022 and 2023, the trend shifted from building the next Facebook to buying car washes. Mainly because the math was brutal. Building a company from zero to 10 million takes 5 to 10 years and a 90% chance of failure. Buying a $10 million company takes 6 months and an 80% chance of success. These aren't billionaires. This is the 1% of the upper middle class buying two to $20 million businesses with seller financing, SBA loans, and partner equity. The micro PE wave we covered last Sunday for those of you who are here today. Starting from zero is for people with more energy than capital. Buy then build or roll up has become the standard procedure. The lesson, >> [music] >> you get rich by taking large amounts of risk with little money. You stay rich by taking little amounts of risk with a lot of money. So, the rich are playing their position. When you own things instead of buying them, you stop wasting energy on small decisions. Speaking of, number seven, they make fewer decisions. Every decision you make in a day drains the same battery. [music] You don't get rich by going after a new opportunity every week. No, you get rich [music] by waiting for the right opportunity and throwing all of your weight behind it. Every unnecessary decision steals [music] power from those decisions that actually matter. That's why the rich are actively concentrating their decision power. [music] So, they organize their entire life around protecting the energy, attention, [music] and capital they'll need when the one or two big decisions show up. Everything else runs on autopilot. >> [music] >> And autopilot at this level either means technology or hiring someone to take those decisions off your plate. Usually someone senior who has made these kinds of decisions [music] successfully in the past. Trading $500 worth of stocks every month [music] feels like investing, but it's actually decision pollution. Unless you have a uniquely timed opportunity, set [music] it and forget it beats actively managed funds over medium to long terms. Bill Ackman in February 2020 saw COVID coming. [music] He paid $27 million in premiums for credit default swaps betting that corporate bond markets would crash. 30 days later he closed the position for $2.6 billion, a 96x return. He didn't make 100 trades that year, he made one with his [music] entire conviction behind it. Later in 2020, he saw inflation coming and bet $177 million on treasury options. Exited 18 months [music] later with $1.25 billion in additional profit. Two trades, one year, [music] $3.85 billion in profit. When the timing is right and you're confident in your reasoning, go for it [music] and then let it play out. The action, what's the one big decision or goal that if achieved would change the trajectory [music] of your life? Focus on that. The 1% isn't smarter, they just bet bigger when it counts. Number six, [music] post hustle, not lazy. For 15 years, [music] gurus have been yelling at you, "Wake up at 5:00, grind harder, sleep when you're dead. [music] That hustle is the only way out." The 1% is not anti-work, okay? They're anti-looking busy. In 2026, [music] "I only sleep 4 hours per night" doesn't sound like a brag, it sounds [music] like poor design. COVID shifted the culture. Billionaires brag about the quality of their sleep. Jeff is taking in the Mediterranean sun. Jensen Huang protects his recovery like it's a board obligation. Even Elon Musk, who used to brag about 120-hour weeks and sleeping under his [music] desk, has admitted publicly that it cost him his thinking, his marriage, and probably some of his children. The majority of the rich want a good life. [music] They want to enjoy the time they have. Unless you're colonizing Mars or building an artificial sun, it's really not that serious. The shift is clear. Hustle culture is downstream of being poor. The people still grinding 16-hour days are the ones who haven't won yet. [music] This works for the rich because of the previous point. Their biggest lever is their decision-making, not the volume of hours they put in. Hustle was the price of admission. What's Once you're inside, the strategy changes. There's [music] no nobility in suffering. You suffering or not enjoying the journey doesn't change the likelihood of the outcome. The action here, it'll take 7 years on average for you to [music] escape poverty and create life-changing wealth. Hustle as hard as you can to get there, but once you do, know that you've gone past what that goal was initially. The biggest indicator of freedom is knowing that enough money is coming in the next month and the month [music] after that, which brings us to one of the most painful truths in this video. Number five is the reason most of the rich people you know are actually broke. They prioritize cash flow over enterprise value. As time went by, a lot of people discovered that enterprise value on paper doesn't pay your mortgage. A lot of companies were worth a ton on paper, only to be worth pennies the next week. We're seeing that happen with a bunch of companies disrupted by AI right now. The [music] antidote? Cash flow. Money hitting your account every day, week, and month. Holding companies that distribute cash quarterly. Real estate that produces monthly rent. Boring businesses bought specifically for the cash they throw [music] off. Laundromats, car washes, parking lots, storage facilities, mobile home parks, ATM routes, vending machine routes, royalty deals on intellectual property, licensing agreements. The richest people you don't know about in your city probably own six to 12 of those in some combination. Each one throws off five to $50,000 a month. [music] Add them up and they're making 300,000 to 1 million a year gross. They still bet on moonshots, they just do it through a channel that most people never see. [music] That's number one on our list. Think about it. A $2 million boring business throwing off $400,000 a year held for 20 years produces $8 million in cash without selling. [music] That $20 million startup that exits for $50 million has to net more than $8 million after paying investors, taxes, dilution to compete, assuming you're the only founder and you don't split it with anyone else. There have been cases where after a $50 million exit, the co-founders walked away with $1.2 million each. We're not saying a million bucks isn't nice, but spending 5 to 10 years of your life making a company worth 50 million on paper, only to walk away with 2.4% of the exit value, sucks pretty hard. >> [music] >> Most don't even get there. The 1% has a name for this, fake rich. Fake rich is when your company is worth 40 million, but you can't sell your shares. Fake rich is when your startup [music] raised money, but you personally have no liquidity. Fake rich is when your house went up in value, but your lifestyle depends on debt. Fake rich is when everyone thinks you've made it, but you're still one bad quarter away from panic. The lesson here, the 1% understands that cash flow buys freedom. [music] They stopped trusting paper wealth. They also stopped trusting the paper their kids' diplomas are printed on, so they did something about it. Number four, obsolete education. The average cost [music] of a private four-year college in 2026 is over $250,000 for tuition alone. The total cost of attendance, room and board included, is north of 400,000. That's pre-tax money the kids' parents earned. After tax, it's closer to 600,000. The expected ROI on a four-year degree from any school outside of the top 20 has been declining for 15 years. Traditional education has been dead for over a decade now. AI [music] killed the only mass lucrative major. The 1% has been homeschooling their kids for over a decade or doing what's called parallel education. [music] So, what do they do when it's time for a more formal approach? Well, one of three things. One, they send their kids to international boarding schools or universities with other rich kids. Picture Le Rosey in Switzerland. It's 130k per year, but your kid hangs out with the kids of the richest and most influential people on the planet. When they grow up, that network is the edge. Two, they give their kids the tuition money to buy a business and run it. They're getting an applied MBA education matched with the real world. That or they at least get them a real apprenticeship with a family friend. And lastly, three, there are new schools being developed like Alpha, kindergarten to 11th grade, that costs $1,500 per week and the kids learn only about 2 hours a day. The [music] rest of the time, they're learning to use AI and acquiring other skills. And this is a favorite with the tech crowd because the kids here get to go to almost any university they want. Most education prepares children to be accepted by institutions, but the 1% wants their children to own, fund, influence, or bypass institutions. That requires a different curriculum, so the rich shift their focus from information to formation. The lesson, optimize for who do you want to become, not what do you want to know. So, what if it all goes sideways? Well, they have a plan. Number three, international safe havens and bunkers. >> [music] >> You remember when Theo Von asked Sam Altman if he had a bunker and he said that he doesn't have a bunker per se, just a reinforced underground structure for emergencies. And would you look at that? All tech billionaires own property in New Zealand, Hawaii, or Miami. Larry Page bought a New Zealand citizenship in 2021. Peter Thiel got his in 2011 after spending [music] 12 days in the country. Sam Altman owns property in New Zealand, and Reid Hoffman has openly talked about it. Mark Zuckerberg's Hawaii compound on Kauai includes a 5,000 square foot underground structure, documented in public reporting. Rising S Company, a Texas-based bunker manufacturer, has built over 600 underground shelters in New Zealand alone. Vivos Group is building entire bunker communities in South Dakota right now. The wait list is years long. For the next [music] tier of wealth, the move is citizenship by investment. Vanuatu costs $130,000 and approves you in 4 months. Saint Kitts is 250,000. Malta is 1 million. Portugal's golden visa was $500,000 until they shut it down in 2025. Most wealthy Americans now hold at least one second passport. [music] The standard 1% playbook, a second passport for every adult and child in the family. You don't need to own overseas mansions. The point is the residency rights. You decouple your future from a single point of failure. While to you this sounds maybe paranoid, to them it's part of family planning. Because once you have enough to lose, stability becomes something you purchase in advance. They're not preparing for the end of the world. They're preparing for the end of the assumption that your country stays stable. The action here, see if your family has any connection to other countries. You might be eligible for a passport by descent. And it won't hurt to check out some property prices there, either. Number two, [music] they're cutting people out of their lives. The most expensive thing someone can abuse is access to [music] you. Many of the 1% are shrinking circles in 2026. The most consistent finding across interviews with the ultra-wealthy is that they've actively deliberately cut more people out of their lives than the average person has met. Pruning, not adding, is the discipline. This is usually handled by assistants, and it even has a dark name. It's called a kill file. People their team is instructed to never connect them with. Vendors they've hired but won't rehire, employees who got let go and then got blacklisted from the network, family members they've quietly removed from the family office or business, People who leak private information, people who always need rescuing, people who are fun but unstable, drama queens, chronic victims, addicts, [music] status vampires. After a certain level, one bad person around you can cost you a marriage, a deal, your reputation, your peace, your children's safety, or your ability to think clearly. So, they put filters in place. Here's an important lesson. Everything in your life compounds. Your relationships compound, too. The right people accelerate everything. [music] The wrong people tax everything. Their presence bleeds into your life, so pick carefully. The flip side, the relationships they keep [music] get protected like assets. You show up for the funeral, not just the wedding. You take care of their kid. Although it might seem outdated, you call or send them a gift on their birthday. These are the people you're playing the long game with. And [music] once they protect their circle, they protect something else just as carefully. And it's the secret behind every other habit on this list. Number one, they invest through private channels. The public stock market is for the public. This is the most insider-feeling habit on the entire list and the one that explains every other habit above. It's the underlying mechanism that funds [music] the lifestyle. Citi's 2025 Global Family Office Report found [music] that 70% of family offices are now engaged in direct private investing. Family office allocation to private markets has risen more than 500% in under a decade, according to Preqin data. [music] The wealthiest 1% has shifted 40 to 60% of their portfolios into alternatives and away from public equities. And [music] what this looks like in practice is LP positions in 8 to 15 private funds. Private equity, venture, private [music] credit, private real estate. Each fund call requires $1 million to $25 million per commitment. Direct deals with founders they trust, skipping the fund middleman. The 1% writes checks straight into private companies in their network. Better terms, better information, better board [music] access. They make sure they're not dumb money in these investments. Pre-IPO secondaries through platforms like Forge and EquityZen, [music] buying shares in private companies from former employees before the company goes public. That's how you get SpaceX or OpenAI shares pre-IPO. Family office to family [music] office loans. The richest people in your city are quietly lending each other money at 7 to 9% interest, fully collateralized, no banks [music] involved. They are the bank. Private credit funds yielding 9 to 12% [music] the new bonds. Banks have pulled back from middle market lending. Family offices have filled the gap. Since 2015, the real returns moved to private markets. The 1% followed. [music] This habit is what makes every single thing on this list possible. Think about it for a second. The cash flow we talked about at number five funds [music] the lifestyle. The private investments compound the wealth quietly in the background. The relationships from number two [music] generate the deal flow. The taste and judgment from number 12 determine which deals get a yes and which get a no. The fewer decisions discipline from number seven protects the [music] bandwidth to actually evaluate them. The dark salons from number 10 are where the introductions happen. The coaches [music] from number 11 help them to avoid mistakes. The acquisitions in number eight are sourced [music] through the same channels. Even the bunkers and safe havens from number three are paid for by the cash flow this engine produces. All of [music] this sits on top of the same mechanism. Capital deployed through private channels that the public will never see. So, you've got a choice to make. Option A, where you spend the next decade hoping things will change, or option B, where you build the capital, network, and judgment to be all [music] right irrespective of what's next. So, let us know in the comments which one you [music] pick. And since it's a Sunday motivational video, of course, there's a hidden bonus. And that bonus today is >> [music] >> they don't know how to rich right. Now, this comes from a deep fear of going broke again. They're boring and kind of hoarders. Even the eccentric rich right now collect [music] antique maps or vintage fountain pens. Their kids go to the same four schools. Their vacations rotate between the same six destinations. Their conversations are about other rich people, real estate prices, [music] and what they're doing for their health. After a certain net worth, life narrows down to a small loop of expensive, [music] repetitive choices made by people who can't quite figure out what they actually want. Yuck. Rich people get a bad rap because they're not doing things only rich people can do for legacy. With the exception of a few key players that are trying to push humanity forward, the rich would rather invest in a data center than in a new landmark. The Medici, [music] Sforza, Borgia, and the Doges of Venice deliberately funded the Renaissance. [music] Just imagine if 30 of the 2,800 billionaires in the world each committed $5 million a year to fund 1,000 artists, composers, and scientists for life. That's $150 million a year. They could afford to do that without even noticing. [music] Andrew Carnegie built 2,509 libraries with $60 million in 1900. [music] That's $1.7 billion today. The Notre Dame burned in 2019 and needed a billion dollars to rebuild. The pledges from the rich came in fast, but most of the money never showed up. The Medici funded Michelangelo for 4 years [music] to paint a ceiling that still draws 6 million visitors a year. The 2026 version of the Medici is paying $400,000 for a jet interior that nobody will ever see. The math to fund a new renaissance is laughably small. We need a city on the moon and a mass driver. [music] We need the bottom 50% of society to not pay tax. We need more beautiful things in the world. This would actually restore a sense of balance for us. And if you find yourself in both camps and made it all the way to the end of this video, >> [music] >> write the word balance in the comments. Let's see how many of you are not bots.